Let's Find You A Home
All about the home buying process, and how Joe and I are different. If the preview does not play here is the YouTube Link.
About Sandy
Broker Associate
Top Producer: 2016- 2025
Real Trends 1.5% Sales Volume 2021, 2022, 2023,2024,2025
Associations & Memberships
California Association of Realtors
National Association of Realtors
Santa Clara County Association of Realtors (SCCAOR)- Director on the Board of Directors.
Silicon Valley Association Of Realtors (SILVAR)
Runs the SCCAOR Campbell Marketing Meeting
Referral Exchange Network
Zillow 5 Star Agent
Yelp 5 Star Agent
Google 5 Star Agent
Redfin 5 Star Agent
More About Sandy-Video
About Joe
Senior Sales Associate
Top Producer: 2016- 2025
Real Trends 1.5% Sales Volume 2021, 2022, 2023,2024,2025
Associations & Memberships
California Association of Realtors
National Association of Realtors
Silicon Valley Association of Realtors (SILVAR)
Referral Exchange Network
Zillow 5 Star Agent
Yelp 5 Star Agent
Google 5 Star Agent
Redfin 5 Star Agent
More About Joe-Video
Sandy and Joe Our Team
Testimonials
5 Star Google
5 Star Zillow Agent
5 Star's on Yelp
5 Star Realtor.com
Buyer Broker Agreement
Buyer's Affirmation Regarding Other Representation Agreements
Get Comfortable with the Residential Purchase Contract
When it comes to writing an offer, you'll need to make some big decisions. Obviously, the purchase price is a major one; but you'll also have to think about other terms such as inspections, and length of time necessary to work through contingencies. We'll help you guide you when it comes to writing up a contract; here's a sample CAR (California Association of Realtors) Purchase Agreement.
What you need to submit an offer
3 Major Contingencies When Making An Offer
Loan
Appraisal
Property Condition
Contingent Free Advisory
Non Contingent Offer, what you should know.
California Customary Practices Guide
Who pays what? County by County break down of City and County Transfer Tax.
What Are Seller Concessions?
The Buying Process
From finding a home to moving in. We walk you through all of the steps of the process.
Pre-Approval Checklist
List of items that most lender require
California Buyers & Sellers Guide
Complete Guide about Title & Escrow
Life of an Escrow
From the moment your offer is accepted until you receive title. The life of the escrow in a chart.
Figure Out How You'll "Hold Title"
We are not accountants, nor claim to be. Here's a great informational brochure explaining the common ways to hold title in California.
Learn About Property Taxes
If you're not already familiar with how the fiscal year works in terms of property taxes, here's a handy chart. Some lenders may require that the borrower/buyer set up "impound accounts" at the close of escrow, which means that a monthly amount is added to your mortgage payment to cover your yearly property tax bill. Some buyers like this arrangement because it breaks up the tax payments into monthly amounts and the lender sends the funds to the assessor; but if you choose to decline impound accounts, then your tax bill is mailed you directly, and it's due twice a year. Don't be late, because there are stiff penalties for delinquent payments.
Tax Year
Property Tax Year Explained.
Sandy Sicsko and Joe Borromeo Real Estate Team's SOLD Home History - Sandy and Joe Real Estate
"Unlock Bay Area real estate success with Sandy Sicsko & Joe Borromeo. Expert listings, seamless purchases – your dream home awaits in Silicon Valley Bay Area!"
The Rent vs Buy Calculation
