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Under Contract Presentation

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The Cotter Team

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Congratulations! You are now IN CONTRACT! Here's a Step-by-Step Guide of what's next.

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Transaction Performance Schedule

Just so you understand our processes, please find all the important dates and information regarding your transaction.

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Earnest Money Deposit

Your 3% Initial earnest money deposit is due within 1 day of ratification. 


You will receive the wiring instructions from the Escrow Officer. Wire fraud is real, please verify all instructions with escrow & title via phone & before sending a wire.  

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Reviewing of Disclosures

We have already reviewed these together, but if you have any questions of course feel free to reach out now! 


By law, the seller is required to disclose certain information about the property you are about to buy.

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Inspection of the Home

As buyer, it is highly advised that you inspect the home you are purchasing. 


We will work with you to set up the home inspection & will share options & times. Any inspection should be conducted by a certified and licensed home inspector & we have many! 

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Contingency Removals

Financial Contingency -

Appraisal Contingency -

Property Contingency -

HOA Contingency -

Title Contingency -

Sale of Personal Property -

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Financing - Securing your loan

Your lender will be busy in this next step!  


They'll be reaching out to you for updated financial documents & will set up the appraisal of the home along with final underwriting of your file. You'll also be selecting your final loan product & locking in your rate! 


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