eXp REALTY | BUYER PRESENTATION
Let’s Find the Right Home, Together

Get to Know Crystal Kosnjek
Meet Crystal Kosnjek.
Crystal helps buyers navigate the market with clarity, confidence, and calm. Known for being trustworthy, knowledgeable, and solution-oriented, she simplifies every step of the homebuying process so clients understand their options, avoid costly mistakes, and make empowered decisions.
With deep local insight, flexible problem-solving skills, and proactive communication, Crystal ensures her clients find the right home — not just any home. Her commitment is to protect their best interests, provide education at every turn, and create a buying experience that feels smooth, supported, and strategically aligned with their long-term goals.
Meet The Team
I am backed by a dedicated team of real estate professionals, bringing the quality of my work to an unparalleled level. My full-service team ensures a seamless experience from start to finish, and beyond.
The Power of eXp Realty
eXp Realty is the #1 brokerage by agent count and transaction count in the United States. No other company in this country guides more people home than we do.
We're here for you, ensuring that every open house, every negotiation, and every decision is made with your best interests at heart. The landscape of real estate is changing, and with it, the ways we serve you are evolving in real-time.
This is a noble profession. We're guiding you toward the foundation for your future—the place where you can rest your head at night, create memories, and fulfill your dreams. Change is constant, but so is our resolve to stand out as professionals who rise to the top.
As an eXp Realty agent, I am built for this.
Our Notable Sales (Proof of Production!)
Get ready to be impressed! We've had the pleasure of selling some truly remarkable properties in the past. Take a look at some of our notable sales.
* Add your sales portfolio on the left.
LET'S BEGIN
When We Meet
Here's the plan for our first meeting. Feel free to suggest any other topics you'd like us to discuss.
We've Walked in Your Shoes
Partnering with an agent means teaming up with someone who understands the profoundly personal nature of searching for a home. We reside in the areas you're exploring, enabling us to bring direct experience of the markets, neighborhoods, and our clients into every interaction.
YOUR HOUSING SEARCH
Let's Get You a Home
We enhance the home search process with cutting-edge technologies and digital tools, aiming to seamlessly find your ideal location and welcome you home. We cater to clients interested in purchasing or renting properties across emerging, well-established, and high-end areas. Our agents maintain strong ties with the communities we passionately represent, positioning us as local experts. This deep local knowledge not only enriches our connection but also empowers us as skilled negotiators, ensuring we secure deals that benefit our clients the most.
Home Preferences
Let's discuss what you're looking for in a home. The more specifics you provide, the better I can tailor my search to find the perfect match for you.
Local Real Estate Market Overview
We can discuss the national and local real estate market and how that affects our home buying strategy.
BUYING A HOME
The Home Buying Process
Buying a home is a significant milestone in your life. To prepare for this moment, knowing what to expect throughout the process is important.
Here's an overview of what you can expect during the home-buying process from start to finish.
The Pre-Approval Process
Initiating any home search requires determining the precise affordability of a home and securing the necessary financing for the purchase. While a rough estimate can be obtained through prequalification, opting for pre-approval offers additional advantages.
Should you require financing, we're here to assist you with obtaining pre-approval. We have connections with premier lenders who can offer the most suitable financing options tailored to your specific needs.
Making an Offer
Here's additional information about making an offer on a potential home. As we consider a purchase price, these criteria will guide our evaluation. Our offer package will encompass a purchase contract, a pre-approval letter, proof of funds, and signed disclosures.
Home Inspection and Other Contingencies
Proper home inspection is a crucial step in purchasing a home. Everything from having trusted inspectors to evaluating the inspection reports, and negotiating repairs to avoiding future issues, we are with you every step of the way.
Closing On Your Home
Once an offer is accepted, here’s what happens next.
Working closely with your agent and other people involved in the transaction will ensure a smooth and successful transaction.
OUR NEXT STEPS
Benefits of Exclusive Buyer Representation
As your exclusive agent, we’ll create a personalized strategy, guide you through market trends, evaluate your price range, set up property searches, arrange tours, access off-market listings, advise on disclosures, negotiate offers, and connect you with key vendors, and other needs.
Exclusive Buyer Representation Contract
Copy of Exclusive Buyer Agreement
Understanding the Recent Changes in Real Estate
The NAR Settlement addresses allegations of anti-competitive behavior in real estate broker commissions, with NAR and major real estate companies agreeing to pay $418 million to settle the claims and implement changes in commission rules. Sellers may see more transparent and negotiable commission structures, potentially giving them more control over payments to listing and buyer agents, though the total fees paid by sellers may remain similar. Buyer agents may now be compensated directly by buyers, or sellers may cover their fees. These changes aim to increase transparency and marketability for sellers while requiring buyers to sign agreements detailing their agent's compensation. Practices will evolve based on market conditions.
Understanding How Agents Are Compensated
In the past, the buyer agent was in most cases paid through sharing the commission the listing agent negotiated with the seller. This is now changing due to the NAR Settlement and my commission and fee could be paid in multiple ways which I will discuss with you when we meet.
Our Commitment To You
As an expert real estate professional, I can assure you of my and my team's commitment to excellence. We strongly believe that we can secure you the best deal in the shortest amount of time.

