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Buyer Package

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Ramzi Faraj

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I wanted to send you some resources that can help you and your family. All loan officers are not the same. My goal is to provide you with the highest level of service, save you money, and help you to get your offer accepted. Please call me at 248-613-9044 to learn more.

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Get a Fully Underwritten Pre-approval

This will make sure that nothing is missed and will prevent issues that could jeopardize your loan getting approved. This also makes it more likely that your offer will be accepted and will allow you to close sooner.

The Preapproval Difference

I send the pre-approval letter in a web site form to make sure your offer stands apart from everyone else's. This increases the liklihood that they will accept your offer. Please see this example.

Learn More About Delmar Mortgage

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VIDEO

Buy Down Program

Let me show you how a 2-1 Buydown or even a 3-2-1 Buydown can make your payment more affordable. The video is a quick intro to the 2-1 Buydown. I would love to explain this further and show you some custom examples for your specific situation.

My Gift to You

Here is a free app that you can use to track your credit scores, improve your scores, track your budget, learn about home ownership, and more. For the phone app search FinLocker in the app store and the code you will need is E1W2KZVR

An App to Help You Move

I know that on top of closing on your mortgage you need to actually move. I give you a great app that will help you with all aspects of your move.

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Mortgage-Opoly

Here is an overview of the mortgage process and some do's and don'ts to remember.

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History of Mortgage Rates

Take a look at the history of mortgage rates. When put in perspective the current interest rates are very reasonable.

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MCC Tax Credit

If you or anyone you know is looking to buy a house for a price of $224,500 or less this is an amazing program that most lenders will never mention. I specialize in this and can help.

Zillow Reviews

Google Reviews

I recently started collecting Google Reviews. Here is what I have so far. Also, my office is in Trenton, but I also have an office in Southfield. I travel throughout Michigan and can meet you in person wherever you are.

Learn More About Me :)

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Let's Meet

Schedule here if you want to have a phone, in person, or zoom meeting.

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