I'm a real estate agent with BRIX Real Estate, a boutique real estate brokerage with 5 locations in and around the Twin Cities. The company is set out to create a brokerage that was focused on consumers and not agent count. Being an independent brokerage gives us great flexibility to adapt to the ever-changing market and better serve our buyer and seller clients. BRIX was named the most innovative brokerage in the entire country by Inman News in 2019. We have the flexibility to use best-in-class technology and tools that are not cumbersome and outdated. Throughout my 25+ years, I have helped hundreds of clients buy and sell homes and pride myself on creating the best experience for each and every one of them!

We wrote this book specifically for our market and it will give you an outline and education on the process of buying a property.

Michelle Robinson Mortgage Banker 1200 West County Rd E Suite 200 Arden Hills, MN 55112 Phone: 651-209-2905 Email: mrobinson@lakeareamtg.com

Liz Sutter Executive Closer/Branch Manager 10880 175th Court West Suite 210 Lakeville, MN 55044 Office: 763-307-5525 Cell: 952-451-6888 Email: teamliz@thetitlegroupinc.com

When submitting an offer, there are (3) main contingencies to consider. Take a moment to read through - we will discuss each one so that you can make an informed decision when submitting an offer on a home.

Here is the sample contract paperwork we will need to fill out when making offers in the Twin Cities. Most buyers don't see these contracts until it's time to make an offer. We want you to be as prepared as possible so when you find the right home you can focus on the main terms. Things can happen fast so by having an understanding of the contract early in the process you'll be empowered come offer time. Don't be overwhelmed. Feel free to review at any time. They include the following: 1) Agency Relationship 2) Buyer Agency Agreement 3) Compensation Disclosures 4) For Your Protection Get a Home Inspection 5) Purchase Agreement 6 Arbitration Disclosure 7) Misc docs depending on the situation. Please review these and let me know if you have any questions or if anything is unclear.

This is a quick overview of points of which you should be aware when it comes to the arbitration process if a dispute arises. There is an optional selection for Arbitration of Disputes on page 6 of the SF Purchase Agreement.

Earnest money, or good faith deposit, is a sum of money you put down to demonstrate your seriousness about buying a home. In most cases, earnest money acts as a deposit on the property you're looking to buy. You deliver the amount when signing the purchase agreement or the sales contract.

With a record-setting year behind us, we look forward to the rest of this year. The BRIX Report is a look at local markets