We are proud and honored to have been voted "Best Real Estate Brokerage in the Bay" Three Years Running.

Thanks to our loyal clients we are consistently ranked among the most elite and productive real estate teams in California.

You want to find the perfect home, at the right price, and avoid costly mistakes, yes? That's why you hire the best. We come equipped with the connections, knowledge, and drive to ensure your success. 

Map of all of the (80+!) neighborhoods of San Francisco. 

Here is contact info for two lenders our team has had excellent experiences with over the years. You'll be in great hands with either one of them.

Dean Rizzi is a top-notch mortgage broker. He can shop multiple banks on your behalf, to find the best rate and terms.

Kathy is our go-to pro at Redwood Credit Union. RWCU tends to be very rate-competitive with lightning-fast closings and flexible guidelines.

Dean Rizzi
Branch Manager/VP of Mortgage Lending
dean.rizzi@rate.com
www.rate.com/DeanRizzi
o: 415.694.5533 - m: 415.517.7800 - f: 773.328.1763
636 Fourth St , San Francisco, CA 94107
NMLS ID: 237278

--OR--

Kathy Chang

Mortgage Loan Officer

Loan Originator ID# 251333

(415)601-2590

Redwood Credit Union

KChang@redwoodcu.org

While you're getting pre-approved, keep in mind that interest rates change every day, and are in constant flux. You won't lock your rate until after you have an accepted offer. Rates are not "one size fits all": yours will depend on your personal financial picture, the loan product you choose, and the loan amount. True, rates have gone up recently. But as you can see, they are still far below the historical peaks.

Closing costs vary by city and county.
In San Francisco, the buyer typically pays:
Escrow Fees and Title Fees - click on the photo to the left for a fee calculator
Any Lender Fees - TBD by lender
Appraisal - Approx. $700-$1000
HOA Move-In Fee (if any) - Approx. $300-$600
Prorated Property Taxes - Can vary a lot depending on the property. Let's review together.
One Year Pre-Paid Insurance

Here is the sample contract paperwork we will fill out when making offers in San Francisco. We'll of course review this in detail together when you've found the right house. But if you want to dive into the details early, feel free to read through it and we can discuss at your convenience.

While it's impossible to list every single thing that a 5 star buyer's agent does, this list will give you an idea of my services before, during, and after the purchase. 

(download the file if you'd like to click on the links in the document)

Here's a copy of the buyer-broker agreement. This is the document that you'll sign when you engage me as your agent. We'll review the details together. 

Our team is always on the hunt for under-the-radar gems! We will be keeping a sharp eye out on your behalf, and bringing you inside scoop on properties not yet on the market. We use multiple online agent platforms as well as good old fashioned peer-to-peer networking.

It's not just me that you'll have at your disposal; the entire Pacific Edge team has your back. That means: A powerhouse real estate brain trust with 80+ years and over $1 billion of combined experience. Another top agent available to handle every detail for you if I'm away or out sick. And a deep network of relationships within the real estate community that we can put to work for you.

 While we had over 600 sales as a team if you count other areas and out of SF deals, we have been very successful with buyers and sellers in these areas. 

Amy is proud to have cultivated a reputation for being one of the most trusted and seasoned real estate experts in San Francisco. A dedicated professional since 1998, Amy worked her way through the industry, learning the complexities of real estate contracts and negotiations from the ground up. Real estate is the only career Amy has ever had, and the opportunity to guide people through the most significant moments of their lives continues to inspire her. Amy has successfully navigated her clients through the dynamic San Francisco real estate market during some of the most uncertain economic times. Her vast experience has taught her the importance of being immaculate in her word, following through on every detail, and supporting her clients with integrity and care. Under her leadership, Pacific Edge Real Estate has routinely ranked in the top 1% of San Francisco teams and has closed hundreds of transactions, totaling more than $400 million. Firsthand experience from her own real estate investments provides Amy with the ability to tackle any challenges that may occur along the journey, and she works diligently to eliminate issues before they arise. Her approach is high-touch service paired with strategic advice, captaining first-time home buyers and seasoned homeowners alike through the high-stakes world of SF real estate. A California native, Amy currently lives in the Sunset with her husband and stepdaughter. When she’s not busy helping her clients, Amy enjoys running, surfing, sewing, golfing, and perfecting her Chinese cuisine. She also loves studying Spanish and relaxing on getaways to her home in Mexico whenever she can. Additionally, Amy is an experienced sailor and has bareboat-captained sailboats in Thailand, Croatia, and the British Virgin Islands.

As a high-touch, hands-on professional with a deep-seated connection to the San Francisco real estate market, Alec Mironov works tirelessly to achieve his clients’ goals. Since beginning his career in 2009, he and his team have sold hundreds of San Francisco properties, totaling over $400 million. And because of his excellent track record, the majority of his clients are referrals and returning customers. No stranger to the dynamic Bay Area market, Alec is well-suited to navigate the buying and selling processes for his clientele. And, with his acute intuition and in-depth understanding of San Francisco property values, negotiation strategies, construction costs, and planning logistics, he is prepared to offer clear insight and informed advice to help his clients make appropriate decisions. In addition to assisting his clients with their real estate transactions, Alec also has the experience and resources to expertly guide them through the complexities of renovation and expansion. He has lent his management skills to multimillion-dollar projects ranging from garage additions, foundation replacements, and seismic retrofits to out-of-the-box building expansions and good-as-new ground-up renovations. Alec graduated from Cal State, Chico with a degree in business administration and marketing, which he leverages to provide his customers with exceptional end-to-end service. In his spare time, he loves to barbecue, surf, golf, and ride mountain bikes—all while helping to raise his family of fourth-generation San Franciscans.

Helping people accomplish their personal and financial goals is why I get up in the morning. Our team does business by the Golden Rule, and we are eternally grateful for our amazing clients. Perhaps the best way for me to convey the experience I hope to provide you with is to share some of my clients' comments about their experience working with me.

Sean Komarmy has lived in San Francisco all his life and loves it. He was born and raised in the Richmond District and — having lived in many of them — has a deep understanding of San Francisco’s unique neighborhoods. That and a solid business background, coupled with a knack for building relationships, are keys to his ongoing success. Sean began his real estate career by leasing office space in downtown San Francisco. But when buying his own home, he felt the service aspect was lacking and that he could do better, and he is sure to remember that in every client relationship. With dedication and a strong work ethic, he harnesses his competitive nature to achieve maximum results in every purchase and sale — and as a result, he enjoys a steady stream of glowing referrals. After earning a bachelor’s degree in sociology from San Francisco State University, Sean accrued years of sales and management experience before becoming a real estate professional. Serving clients with honesty and integrity, he works hard to exceed their expectations. The proof is in the testimonials. Clients cite his detailed approach, attentiveness to their needs, skill in negotiations, and a competent, calming influence that inspires confidence and takes the stress out of buying and selling. In his spare time, Sean goes running with his wife, Sylvia, and enjoys reading and spending time with his sons, Alex and Marco, surfing and riding motorcycles.

Helping people accomplish their personal and financial goals is why I get up in the morning. Our team does business by the Golden Rule, and we are eternally grateful for our amazing clients. Perhaps the best way for me to convey the experience I hope to provide you with is to share some of my clients' comments about their experience working with me.

Enthusiastic, diligent, and driven, Vikki Hoven has made a splash in the Bay Area real estate market. Although she has lived all over the world — from Germany to LA to London — San Francisco has always held her heart. After finally making the dynamic city her home by buying her first house there, Vikki connected with real estate. Her love for architecture, deep-rooted understanding of customer experience, excellent work ethic, and sharp analytical skills matched perfectly with a career as an agent. Vikki earned her license in 2007, and she leverages her dynamic life experiences and Bay Area expertise to guide her clients through the buying and selling process. A consistent top producer, Vikki is the perfect ally for her clients as they pursue their unique real estate goals. She is a fierce negotiator, an unwavering advocate, and a seasoned marketing strategist, and her professionalism and passion have generated a thriving business supported by referrals. From pied-à-terre buyers and investors to first-time buyers and upsizers, Vikki’s boutique-level service fosters strong bonds that last beyond the deal. Vikki’s upbeat disposition guides both her professional and personal lives. She makes plenty of time to enjoy gardening, art, design, travel, food, and her dog. Vikki is also an active member of the local organization Friends of the Urban Forest.

Helping people accomplish their personal and financial goals is why I get up in the morning. Our team does business by the Golden Rule, and we are eternally grateful for our amazing clients. Perhaps the best way for me to convey the experience I hope to provide you with is to share some of my clients' comments about their experience working with me.

His confidence in the continued growth of San Francisco Real Estate fuels his enthusiasm. Real Estate is Tyler’s passion, he lives and breathes it. Born and raised in the San Francisco Bay Area,

Tyler’s interest in Real Estate began at an early age, as his parents involved him in buying and selling investment properties. As a Real Estate professional, his focus is to provide unparalleled services to his clients in one of the most dynamic and thrilling Real Estate markets in the world. Persistence, dependability, and interpersonal skills are what got him to where he is today and is what gets his clients’ transactions completed with great success. Tyler is a perfectionist and admitted workaholic who prides himself on being available to his clients 24 hours a day, 7 days a week.

Helping people accomplish their personal and financial goals is why I get up in the morning. Our team does business by the Golden Rule, and we are eternally grateful for our amazing clients. Perhaps the best way for me to convey the experience I hope to provide you with is to share some of my clients' comments about their experience working with me.

Originally from the Midwest, Jean fell in love with San Francisco when she first came to the Bay Area in 2006. She's lived all around the Bay and spent the last 12 years in various San Francisco neighborhoods. As an owner of a rental property in Pacific Heights and her home in the Richmond district, she has first-hand knowledge of buying, selling, and remodeling in the city.

She studied Industrial Engineering and Operations Research and Chinese at UC Berkeley and started her career in tech project management. That led her to real estate tech startups, where she managed 2000+ rental units and her own Airbnb as a Superhost for several years. This experience, combined with listings and operations support for top Bay Area agents, has equipped her with a unique perspective and unparalleled skills in the real estate market.

Approachable yet extremely professional, Jean's reputation is built on honesty, resourcefulness, and a commitment to finding the perfect match for her discerning clients. Outside of real estate, she enjoys spending her time baking, hiking, and practicing contortion at the Circus Center. Choose Jean as your partner, and let her legacy of success and local insight guide you to your dream home in the Bay Area.

Optimistic. Practical. Compassionate. Strategic. Lisa Riddle's practice as a Realtor® blends the tactical skills gleaned from her work as a lawyer with the common sense and caring nature derived from her roles of friend, wife, daughter, and mother. In every scenario, Lisa finds the silver lining — no matter how elusive — and achieves positive results for her clients. She's an ideal advocate who listens attentively to their needs and reciprocates with sound advice and careful guidance.

Originally from SoCal, Lisa moved to and from Northern California while raising her family. Then, she returned to her San Francisco roots in 2017. Her experience with multiple relocations makes her especially empathetic to the emotions and challenges that go hand in hand with buying, selling, and the inevitable changes that result.

Making sense of "what's on the other side of the door" is her specialty, and she loves nothing better than helping clients transform a space into a home. Lisa attended Dominican University of California and earned her law degree from UC Hastings College of the Law.

In her spare time, she enjoys cooking for friends and family, reading, and walking her dog, Vincent.

Median Price in SF over 5 years. This encompasses all property types and neighborhoods.

Our market is very seasonal. Here is a chart showing the number of new listings each month, city-wide, over the past 5 years.

Months supply of inventory measures the # of months it would take to sell every home in the city, if no new listings were put on the market. It's a great data set because this measures both supply and demand in the market. Here's a chart of the months worth of inventory for both single family homes and condos.