Here is a step by step guide of the home buying process. Education on the process can make or break a client/realtor relationship which is why we take pride on educating the client throughout the entire home buying process.

Avoid a money pit. Here's a red flag cheat sheet to take with you on your home hunt.

Buying a house—in any market—is a highly personal decision. Because homes represent the largest single purchase most people will make in their lifetime, it’s crucial to be in a solid financial position before diving in. Use a mortgage calculator to find out how much your monthly housing costs will be based on your down payment and interest rate. Trying to time the market or predict what might happen next year is not the best homebuying strategy. Instead, it’s better to buy based on your budget and needs. If you find a home you love in an area you love and it also fits your budget, then chances are it might be right for you. However, if you make too many sacrifices just to get a house, you may end up with buyer’s remorse and an expensive albatross you have to offload.

Welcome to your personal Total Cost Analysis for a home loan. Here you can compare our different loan products from a short and long term perspective.

Building Wealth through Equity Is one of the primary reason to buy vs renting in this HOT market. Perfect example, one of my clients purchased a townhome in May of 2020 at a rate of $465,000. That exact property is now worth $615,000 and moving up quickly. Don’t hold off, the market is projected keep going up over the next 5 years.

Here is the sample contract paperwork we will need to fill out when making offers in California. Please review and let me know if you have any questions or if anything is unclear. When we find the home of your dreams, we will need to move quick!

What do buyers pay in escrow fees through closing costs? This is a must know when purchasing a home. Every county is different.

If you are looking to buy a home in a new neighborhood make sure you research the nearby schools.

A quick breakdown on the cost vs. value on home improvements within the Bay Area. Review the last page of the PDF for a quick breakdown of the average cost to improve your home.

Settling on a house to buy is a big decision. It’s one of the biggest financial decisions you’ll make. So when the time comes to make an offer, how do you know if you’re buying the right house?

Are We In a Housing Bubble? We are NOT! A lot of my clients keep asking me if we are in a housing bubble like 2008, the video will explain in detail that we are NOT, now the time to buy in more ways then none.

Attached are our preferred lenders. It is important that the Pre-Approval process be your first step in the home buying process. We must know your budget in order to confidently search for your next home. A pre-approval letter is required to make an offer on ALL/ANY homes in this market. Allow us to guide you through this process. We are here to assist and educate you on what can make or break an offer getting accepted. Working with lenders that are well known in the industry could set your offer apart from your competition. In addition, the new California Residential Purchase Contracts calls for us to specify where you are at in the loan process. Failure to have adequate loan approval could make or break your offer being accepted in the competitive market we are in today.

Realtor® DRE#02015149 5 Star Zillow Premier Agent Bay Area Native Mollie is passionate about helping her clients and guiding them through the one of the biggest investments of their life. Her goal is to ensure their home purchase/investment is the right choice for each client's specific needs and be an ongoing resource for the ever changing Real Estate market. With excellent communication skills, Mollie is able to tune into the needs of her clients and maintain excellent relationships with her real estate colleagues, ensuring that transactions progress smoothly, and that her clients receive specialized, attentive service from every party involved in the transaction. Mollie works with an amazing staff at Twin Oaks Real Estate and currently runs a mentorship program, mentoring a team of 4 agents. She is a second-generation Realtor and enjoys helping others learn about Real Estate. Prior to Real Estate, she worked in Commercial Insurance for 8 years and started a successful business with her sister offering hair and makeup services for weddings and events. While her sister runs the business, she gets to pursue her true passion, Real Estate! In her free time she loves to fish, travel and be anywhere that involves nature and being outdoors! Associations & Memberships: California Association of Realtors National Association of Realtors Solano Association of Realtors Contra Costa Association of Realtors

Realtor® DRE#02138310 5 Star Zillow Premier Agent Bay Area Native A lifetime resident of the San Francisco Bay Area. Kassi was born and raised in Martinez. After graduating high school, Kassi continued her education going into the dental field. Also exploring different areas of the Bay Area. After becoming a stay at home mom to care for her children. Kassi decided to pursue her dream job in Real Estate. Kassi is extremely hard working, outgoing and honest. She goes out of her way to help her clients. Making the process to buy or sell a home less stressful. Buying a home can be one of the most important and emotional decisions in a persons life and she would be honored to help support you during your journey. Whether you are buying your first home, selling or looking for your forever home. Kassi looks forward to meeting you. Associations & Memberships: California Association of Realtors National Association of Realtors Solano Association of Realtors Contra Costa Association of Realtors