BUYER PRESENTATION

The initial meeting with a buyer is one of the most important parts of the home buying process. It gives me the opportunity to get to know my clients, understand their goals, and create a clear plan to help them find the right home.

During our first meeting, I take the time to learn about their needs, lifestyle, budget, and preferred locations. We discuss what type of property they are looking for, their must-have features, and what is most important to them in a home and community.

I also explain the buying process step by step so my clients know exactly what to expect along the way. We talk about financing, getting pre-approved for a mortgage, booking showings, writing offers, home inspections, deposits, closing costs, and timelines. My goal is to make sure buyers feel informed, comfortable, and confident from the very beginning.

This meeting is also a chance for buyers to ask questions and learn more about the current market. I believe communication and trust are key to a successful real estate experience, and I work hard to provide honest advice, guidance, and support throughout the entire process.

Whether my clients are first-time buyers or experienced homeowners, I want them to feel excited and prepared as we begin the journey of finding the perfect home together.

Mortgage Rates

5-year fixed closed (insured) : 4.29%

5-year fixed closed : 4.49%

5 year Variable closed (insured): 3.8%

5 year Variable closed (insured) : 4%

Rates as of April 12, 2026

https://www.valleyfirst.com/borrow/mortgages

Recommended Lenders

https://www.chadeliason.ca

https://www.tekamar.ca/

https://sebastianmortgages.ca/

Market Trends

Salmon Arm Real Estate Market Update – 2026

The real estate market in Salmon Arm continues to shift toward a more balanced and opportunity-driven environment in 2026.

After the fast-paced, seller-dominated years of 2021–2022, current conditions reflect a market that is stabilizing, with more inventory and increased negotiating room for buyers.

Recent data shows that the average home price is approximately $685,000, representing a modest year-over-year decrease of about 5–6%. Median prices are also down slightly, indicating a period of price adjustment rather than decline.

One of the most notable changes is the increase in available inventory.

With over 100 active listings and homes taking an average of around 100 days to sell, buyers now have more choice and time to make decisions. At the same time, sales activity has slowed compared to previous years, reinforcing the shift away from a high-pressure market.

Despite this cooling, the market remains fundamentally strong. Well-priced and well-presented properties are still selling, particularly in the entry-level and mid-range segments. Higher-end homes, however, are experiencing longer selling times as buyers become more selective.

Looking ahead, the Salmon Arm market is expected to remain stable through 2026, aligning with broader trends across British Columbia where balanced conditions and moderate price growth are anticipated.

A smart, lighthearted workbook to keep your home tours organized—so you can remember which place had the chef’s kitchen and which one was a DIY disaster. Compare homes, capture notes, and make confident decisions after every showing.

A clear worksheet outlining typical mortgage payments, closing costs, and upfront expenses—so you can plan ahead and avoid surprises throughout the home-buying process.

Navigate the final steps of a property purchase in British Columbia with ease. Learn how funds are released to lawyers, review the crucial statement of adjustments, and understand the document signing process. Discover how funds are transferred on closing day, leading to the registration of the property in the buyer's name. Finally, understand possession, key handover, and important notes on taxes and additional costs, ensuring a seamless transition into your new property.

The general property transfer tax encompasses all taxable property transactions with a tiered tax rate structure: 1% for properties valued up to $200,000, 2% for those up to $2,000,000, and an increased 3% on properties exceeding $2,000,000. Additional levies apply to residential values above $3 million unless exempted for new purpose-built rental buildings. Mixed-use properties pay extra on the residential portion only, and specific farming land may qualify as residential.

* School District information

https://sd83.bc.ca

Here's what people are saying about me. I can also provide you with client references. 

Lisa N.

Susi was a great realtor to work with to purchase my first home. She was able to set up viewings on short notice that accommodated my schedule. She explained the process so I knew what to expect at each stage without overwhelming me with information. The process was all about finding a house that would suit me regardless of how long it took and, in the end, I was able to buy the first house I put an offer on.

Vicky B.

Susi was so helpful when I purchased my new home. She made everything seamless and stress-free, the paperwork, dealing with the completion of the sale etc. I would highly recommend using Susi for your real estate needs.

Tom R.

We are tremendously thankful for the advice and support of Susi while we navigated our move to Salmon Arm. I would recommend her to family with no hesitation.

Ross N.

We cannot thank Susi enough for her incredible professionalism and expertise in selling our home in Salmon Arm while we were living in Edmonton. She handled every detail seamlessly and made the entire process stress-free for us. Susi's knowledge of the market, helpful advice, and dedication truly stood out. If you're looking for a realtor who goes above and beyond, Susi is absolutely the one to trust!

I am dedicated to upholding a standard of excellence, and I am confident in my ability to secure the best deal for you swiftly.

Choosing to work with me. exclusively throughout your property search is a significant decision, and we take it seriously. In return, I pledge to prioritize your interests and tirelessly seek the ideal home that meets your requirements.

Leveraging our extensive experience and a history of thousands of successful transactions, we enhance your search with unparalleled insights, exclusive listings, and access to experts in construction, local community matters, legal, social, and business issues.

Purchasing a home is among the most crucial investments you'll make in your life. I aim to make this journey exciting, clear, supportive, and fulfilling, ensuring you feel confident and satisfied as we help you find your ideal home.

Discover Salmon Arm, a small city with big potential in industrial, commercial, and agricultural development. Home to over 80 high-tech businesses, Salmon Arm offers affordable industrial land with tax incentives in the Industrial Park. Its vibrant downtown, accessible from the Trans-Canada Highway, hosts unique retail stores and events. The city also boasts rich agricultural land, supporting diverse farming operations. Explore opportunities in this growing economy.