
At Ridge Realty Powered by Windermere, we understand that securing the right financing is a crucial step in your real estate journey. That's why we've partnered with a carefully curated list of approved lenders who share our commitment to excellence.
Our approved lenders are more than just financial institutions; they are your trusted allies in the pursuit of homeownership. With their expertise and dedication, they provide personalized financial solutions to suit your unique needs. Whether you're a first-time buyer or a seasoned investor, our lenders offer competitive rates, hassle-free processes, and the guidance you need to make informed decisions.
We believe that your dream of homeownership should be supported by a network of professionals who prioritize your goals. With our approved lenders, you can embark on your real estate adventure with confidence, knowing that you have a team of experts standing by to assist you every step of the way.
Explore our list of approved lenders today and take the first step towards realizing your homeownership dreams with Ridge Realty Windermere

Renee Gaugler | Cornerstone Home Lending
Cornerstone Home Lending, led by Renee Gaugler, offers a variety of loan programs including VA, FHA, conventional, and renovation loans, as well as refinancing options. With a focus on personalized service, the company aims to build trust and integrity with clients. They provide tools like payment calculators and educational resources to assist homebuyers. Based in Bozeman, MT, they serve multiple states, offering competitive rates and a streamlined process to close loans in under 30 days. Contact Renee for personalized mortgage guidance.
Sarah Depew (Cross Country Mortgage)
When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances.
Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond.
Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.

Doug Ross Senior Mortgage Loan
I am a happily married father of 4 beautiful children who seem to be growing up way too fast. My wife and I work as a husband and wife team, I am the loan officer and she assists in getting files to the finish line once they go into contract as my processor/loan officer assistant. We enjoy the outdoors as a family hiking, camping, and seem to always be in some sort of sporting game/event each weekend for the kids. I want to ensure I am available for clients after standard business hours because offers are being made on nights and weekends and I feel I’m an important part of that process. I’m also big on giving whoever is in front of me 100% of my attention, so if I miss your call please know I will call ya back as soon as I am able to to keep the process moving and ensure you are taken care of. I’m excited for the opportunity to get to know you, and help you meet your mortgage goals!
Russell Marsan | 1031 Exchange Expert |
With over 29 years experience in the 1031 Exchange industry, Russell Marsan believes that advanced client education is the key to success. He is an accomplished award winning public speaker and has traveled extensively throughout the United States giving over 1,000 entertaining seminars and lectures to attorneys, CPAs, Realtors, commercial brokers, and investors on the subject of 1031 tax deferred exchanges. Russell has the unique ability to break down complex, in-depth issues such as 1031 Exchange rules and regulations into an entertaining presentation everyone can understand and relate to. Russell’s humorous speaking style also helps to make an otherwise dry and boring topic anything but. Russell covers Northern California, Northern Nevada and the states of Montana and Idaho for IPX1031.
IPX1031 Exchange Seminars
IPX1031 provides seminars for continuing education credits as well as custom and personalized seminars on tax deferred exchange topics for attorneys, CPAs, advisors, brokers, REALTORS®, agents, escrow, investors and taxpayers. To find out about a seminar nearest you, or to schedule a seminar for your office, please contact me.
Tracy Guenther (C2 Financial)
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
I pride myself on excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

Emily Kennedy | Mortgage Lender (certified divorce specialist) Spanish Speaking
Visit Emily Kennedy at 1433 N 19th Avenue in Bozeman, MT to get prequalified and start your mortgage process.

Home - AgWest Farm Credit (Land Loan)
AgWest Farm Credit is an agricultural cooperative serving seven western states, offering a range of financial services including agricultural lending, real estate, and equipment loans. They provide specialized programs for agribusiness, forest products, and fisheries, alongside crop and livestock insurance. AgWest supports new producers with grants and offers resources for business planning and cybersecurity. Customers can access services like online banking and secure messaging. The cooperative is governed by a Board of Directors elected by its members.
