logo
Forward
Download
Print
Home Buyer Concierge DRAFT
Author

Created by

Created by
Myra

Email me

Buying a home is a big step! There’s a lot to consider, from the merits of buying over renting, doing your research, viewing a property, making an offer, purchase agreements and closing. Our team wants to take the mystery out of the home buying experience, so this Home Buyer Concierge by Myra Spano will cover everything you need.

‌
Image

Are you Ready to Buy a Home? - YouTube

Is your motive to buy a home in the right place? Just some food for thought.

‌
Image

The Home Buying Process

There are a lot of moving parts to the Home Buying Process. It's a process that involves layers over major key steps with each own stepping stone. Here is an overview of them all.

‌
Image

Communication and Commitment

Finding and buying the right home is a highly personalized process. I will apply my knowledge and expertise to support you through every step of the way.

‌
Image

Homefinding Services

My job description and commitment to you.

‌
Image

Buying a home? I am an ABR®! - YouTube

What level of service will I receive with an Accredited Buyer Representative?

‌
Image

What Can Your Buyer's Agent Do for You

Why it's important to work with Myra to receive the highest level of service available. You are making a huge decision to buy a home, so why not have the best on your side?

‌
Image

The Cost of Buying a Home

There is the purchase price of the home and then there's a cost to pay for the purchase. Some are out of pocket and some are made at the closing table. What are they?

‌
Image

Advantages of Buying a Home - YouTube

What are the benefits of owning a home? Find out.

‌
Image

5 Steps to a Mortgage (Home Loan)

These five steps will greatly improve your results in getting a good mortgage. I will provide more detailed information on each step in the process and answer any questions you may have.

‌
Image

Finding a Mortgage Specialist / Lender

If you need to obtain a home loan (mortgage) to complete the purchase, I will assist you in the process. I can put you in touch with experienced home mortgage consultants.

‌
Image

Mortgage Information

What are the types of Mortgage Providers and is a Rehab Loan for me?

‌
Image

Lender Worksheet - What Questions to Ask

Various financing options may be available to you. Find the best option by asking these important questions to your Mortgage Specialist.

‌
Image

Loan Application Checklist

Now is the time to purchase your dream home, and start investing in your future. Use this checklist to help you keep track of the documents you will need throughout the mortgage process.

‌
Image

Mortgage Do's & Don'ts

This is CRITICAL to keep your loan on track. If you have any question about what to do and what not to do - just reach out to myself or your mortgage specialist.

‌
Image

Your Home Search - Where to Start

The first place most people start looking is online. But how do you know what to look for? And is that the only place to find homes available?

‌
Image

Touring Homes

Touring homes... are there rules? What about new construction options? I can help you with those as well.

‌
Image

Your Home Search - What to Consider

Finding a home is very much a process of elimination. There are many things to consider such as the area neighborhoods, schools, commute time and lifestyle.

‌
Image

Homefinding Worksheet

Worksheet to help you sort out the details of each home we tour! I will also provide printouts of each property to give you at each visit so you can mark them up as well. Good photos and videos help.

‌
Image

Contract Terminology

Contracts are not always fun to read. However, here are some basic terminology explanations to help you navigate through the forms.

‌
Image

Offer & Negotiations

After finding a home, what's next? Submitting a winning offer is a challenge and I'm here to help you do it.

‌
Image

Multiple Offers, Negotiations & Love Letters

Here's detailed information on dealing with today's Seller's Market and giving a winning offer.

‌
Image

Under Contract! What's Next...

Offer accepted! It's officially time to start packing. The timeline starts and dates are important. This form will help you keep your dates in line.

‌
Image

Inspection Period

What does a home inspection include? Here's your simplified guide.

‌
Image

Inspections and Repairs

More info on what to know and what repairs are okay to ask for and what is not okay.

‌
Image

Lead Based Paint Online

Mostly applies to home built prior to 1978.

‌
Image

What about Flood Zones?

Flood zones are all over coastal Virginia. I have access of what zone your home is located in and whether flood insurance is required or not.

‌
Image

JLUS/AICUZ Planning Map Online

What locations have certain noise levels and potential crash zones.

‌
Image

EPA - Mold & Moisture Online

What to know about if there is mold in your home.

‌
Image

Financing Period

Several steps are involved... getting an appraisal, obtaining insurance and possibly a survey. You will work closely with your lender to perform each task.

‌
Image

Ways to Protect Your Home

Ways to protect your new home include reading disclosures, professional inspections, getting a home warranty or service plan, a preliminary title report and a walk-through inspection.

‌
Image

Buyer's Guarantee

If within 90 days of moving in, you don’t love your new home, we will get your home sold and completely waive our listing commission.

‌
Image

The Closing Process

Step-by-step from executed contract (ratification) to the closing day and beyond.

‌
Image

Closings FAQ's

Here are more info that can help you prepare for closing! You can never be overly prepared.

‌
Image

Closing Costs Defined

What are closing costs and what do they cover?

‌
Image

Don't Be a Victim of Wire Fraud

This is important to read.

‌
Image

Q & A 's on Homebuying

Most asked questions and answers for your review.

‌
Image

Why Hire Myra?

My Motto: Great things happen because I listen to my clients. Personal honesty and integrity are the foundation of my success. My name and reputation are the most valuable things I own.

‌
Image

Our Company and Standards of Excellence

Berkshire Hathaway: #6 in Fortune Magazine's most admired companies. Towne Bank: #9 in Forbes Magazine for best banks.

‌
Image

What is a Realtor's Role?

A Realtor follows the Code of Ethics and is more educated than just a licenced real estate agent. There is truly a difference.

‌
Image

Recommend Service Providers

These contacts have been vetted out and are proven to be trustworthy and reliable. Always updated.

‌
Image

Energy Saver Guide Online

How you can save on energy in your home.

‌
Image

City Municipalities & Utilities

Researched and updated for you convenience.

‌
Image

Hampton Roads Tax & Insurance Info

All the necessary info right here at your fingertips.

‌
Image

Moving Checklist

Checklist and timelines... a must for moving.

‌
Image

Glossary

Here are the top 29 real estate terms and what they mean.

Author

Let Myra's 15+ years of experience work for you! 757-563-3110

Built with
Get your own Highnote account