Check out some pointers on the buying process.

Introducing the Home Search Platform That Every Buyer Should Know About... Buyers in search of a new home are benefitting from Zenlist, a new technology that offers access to the most complete and up-to-date database of homes in the Chicagoland marketplace. Zenlist is a gamechanger for how buyers and their agents work together to successfully conduct home searches, especially in today’s very competitive, low-inventory market. Here are 10 things you can do with Zenlist: +Check Out Thousands of Listings (even before they hit the market) -Zenlist gives homebuyers access to the greatest number of local listings by combining active listings from the MLS with pre-market (or private) listings that aren’t available on popular apps like Zillow, Trulia, Redfin, or Realtor.com. With today’s inventory being so low, this is an incredible tool to have as a buyer because it gives you the opportunity to see a growing segment of the market that is normally reserved for agents. +Collaborate with Ease +Send Questions Directly to Your Real Estate Agent +Request Showings +Immediately Receive Notifications +Filter Searches Easily and Intuitively +Explore Vitually +Keep Track of Homes +View Home Layouts +View Tax and Assessor Information

I have been a full time licensed real estate broker for over 17 years now, and also was a licensed appraiser for 14 years. Once we locate a home you are truly interested in, I then do an in depth CMA (Competitive Market Analysis), to determine both a good starting offer price and purchase price for the home you selected.

There's more to consider than just price when negotiating an offer....

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Get up to date information on the latest loan options.

Common terms you may come accross during the home buying process.

If you're not already familiar with how the fiscal year works in terms of property taxes, here's a handy chart. Some lenders may require that the borrower/buyer set up "impound accounts" at the close of escrow, which means that a monthly amount is added to your mortgage payment to cover your yearly property tax bill. Some buyers like this arrangement because it breaks up the tax payments into monthly amounts and the lender sends the funds to the assessor; but if you choose to decline impound accounts, then your tax bill is mailed you directly, and it's due twice a year. Don't be late, because there are stiff penalties for delinquent payments.

I'm here to help, please reach out with any questions you might have and contact me direct with any questions. My cell phone is 773-544-9785