BUYER PRESENTATION
Hi, my name is Summer Murray
Congratulations on embarking on your journey toward owning a home in Northern California and the neighboring areas! I have had the pleasure of assisting numerous clients in locating their ideal homes, and I'm eager to do the same for you. The key to a successful property purchase is being well-informed from the start, allowing you to move forward with confidence. Leveraging my extensive knowledge of the local area, I aim to remove any uncertainties you might have about this significant decision and help you identify the neighborhoods that align with your way of life. I'm excited to support you through each phase of this journey, ensuring a smooth and straightforward experience. Let's begin the search for your dream home!
My Team
I am supported by a dedicated team of real estate professionals with over 40 years of combined experience. This wealth of knowledge and expertise allows us to deliver unparalleled service. Our full-service team is committed to ensuring a seamless and exceptional experience from start to finish, and beyond.
Reasons Why You Should Work With Me
Proven Track Record: Our success is built on a foundation of trust and results.
Excellent Knowledge of the Local Market: We have a deep understanding of Northern California’s real estate trends and nuances, ensuring you find the right home in the right neighborhood.
Expert Negotiation Skills: We work tirelessly to secure the best possible terms for your home purchase.
Comprehensive Home Search: Our advanced tools and resources help you find the perfect home that matches your needs and lifestyle.
Cutting-Edge Technology: We leverage the latest tools to streamline the home-buying process, making it efficient and hassle-free.
Access to a Professional Network: Our extensive network of industry professionals provides you with the support and resources you need throughout the buying process.
Quality and Integrity: We uphold the highest standards in every transaction, ensuring you receive exceptional service.
Time and Energy Savings: Let us handle the complexities of the home-buying process, so you can focus on what matters most to you.
THE PRE-APPROVAL PROCESS
Should you require financing, we're here to assist you with obtaining pre-approval. We have connections with premier lenders who can offer the most suitable financing options tailored to your specific needs.
MAKING AN OFFER
Here's additional information about making an offer on a potential home. As we consider a purchase price, these criteria will guide our evaluation. Our offer package will encompass a purchase contract, a pre-approval letter, proof of funds, and signed disclosures.
WE'VE WALKED IN YOUR SHOES
Partnering with an agent means teaming up with someone who understands the profoundly personal nature of searching for a home. We reside in the areas you're exploring, enabling us to bring direct experience of the markets, neighborhoods, and our clients into every interaction.
BUYER BROKER AGREEMENT
Here is a draft "buyer representation agreegemnt" for you to review.
UNDERSTANDING the NAR LAWSUIT
The NAR Settlement addresses allegations of anti-competitive behavior in real estate broker commissions, with NAR and major real estate companies agreeing to pay $418 million to settle the claims and implement changes in commission rules. Sellers may see more transparent and negotiable commission structures, potentially giving them more control over payments to listing and buyer agents, though the total fees paid by sellers may remain similar. Buyer agents may now be compensated directly by buyers, or sellers may cover their fees. These changes aim to increase transparency and marketability for sellers while requiring buyers to sign agreements detailing their agent's compensation. Practices will evolve based on market conditions.
UNDERSTANDING HOW AGENTS ARE COMPENSATED
Real estate agents are typically compensated through commission fees, which are a percentage of the selling price of a property. In most cases, sellers are responsible for paying these fees to both the listing agent and the buyer's agent. When a home seller signs a listing agreement, they agree to pay these agents a percentage of the final selling price, commonly ranging from 5% to 6%. The listing agent typically splits this commission with the buyer's agent, often in a 50/50 split, though this can vary. The commission structure is included in the listing information on the local Multiple Listing Service. With the recent settlement, there is a push for increased visibility and transparency in how real estate agents are compensated, potentially leading to changes where buyer agents may be compensated directly by buyers, or sellers may cover their fees.
Client Testimonials
We’re thrilled to share that we’ve earned countless 5-star reviews on Google and Zillow from our amazing clients! Their glowing feedback reflects our dedication to delivering outstanding service and fantastic results.