TEAMFAST Home Purchasing Resource

As an agent at eXp Realty, I have worked tirelessly to establish a relentlessly high standard for the quality of my clients' experience.

Being a strong negotiator, I have facilitated the buying and selling of over 65 Million Dollars in the past 11 years. As a trusted real estate advisor I am definitely someone you want on your side.


Associations & Memberships
California Association of Realtors
National Association of Realtors
San Francisco Association of Realtors
California Association of Realtors
Chinese Real Estate Association
Asian Real Estate Association of America
Zillow 5 Star Agent
Yelp 5 Star Agent
Google 5 Star Agent

Almost 1 Billion in sales last year...we know what we are doing

Older video "about me" Circa 2018

Javier Giron, and his team at Wells Fargo Lending is one of the leaders Wells Fargo. Started from First Republic , Javier is a veteran in the lending world and has closings currently at 15 days and unparalleled rates. He is honest and will tell you wether to not go with his rates or go with another lender. Honesty is his how I would describe Javier.

Edward Yuen, and his team at Ritter Lending, make it so that you have an awesome customer service experience. They can also close escrow in as little as 16 days and great products. Ed is easy to chat with and can help give great guidance.

I know there are many sites such as Redfin and etc to use but this will be used for us to easily communicate, share and discuss properties.

Here's an overview of what you can expect during the buying process and working with me.

This is a quick overview of the optional Liquidated Damages Clause in the SFAR Purchase Contract.

There are a few things you need to know when it comes to closing costs and holding title. Please take a moment to read through this short, informational sheet.

Who pays what? County by County break down of City and County Transfer Tax. KEEP THIS AT HAND because you want NO suprises at the signing table.

Single? Married? Sole ownership? Joint tenants? Community property? Right of Survivorship? Your type of ownership taken, also known as 'vesting of title' will dictate how you sign your closing papers and record the transaction. Here's a great informational brochure explaining the common ways to hold title in California.

If you're not already familiar with how the fiscal year works in terms of property taxes, here's a handy chart. Some lenders may require that the borrower/buyer set up "impound accounts" at the close of escrow, which means that a monthly amount is added to your mortgage payment to cover your yearly property tax bill. Some buyers like this arrangement because it breaks up the tax payments into monthly amounts and the lender sends the funds to the assessor; but if you choose to decline impound accounts, then your tax bill is mailed you directly, and it's due twice a year. Don't be late, because there are stiff penalties for delinquent payments.

In my experience, ALTA is always recommended while the CLTA is more affordable, the ALTA is more comprehensive. Like a car buying liability Vs full coverage.

In order to begin working together, we would need to execute a signed listing agreement which includes an agency relationship, dual agency relationship, listing agreement, and an exclusion from MLS. Upon review, we will send these for your electronic signature. When it comes to writing an offer, you'll need to make some big decisions. Obviously, the purchase price is a major one; but you'll also have to think about other terms such as inspections, and length of time necessary to work through contingencies. We'll help you guide you when it comes to writing up a contract; here's a sample San Francisco Realtors Contract

When it comes to writing an offer, you'll need to make some big decisions. Obviously, the purchase price is a major one; but you'll also have to think about other terms such as inspections, and length of time necessary to work through contingencies. We'll help you guide you when it comes to writing up a contract; here's a sample CAR (California Association of Realtors) Purchase Agreement.

One of THE most important documents. This is the a disclosures of the home in the knowledge of the Seller.

Home Inspections will not have a dollar amount to remedy problems, however, this is more in detail with photos so you can get a sense of what they are stating. I strongly recommend calling the Inspector who conducted the inspections if anything is unclear or vague. It is his/her duty to answer questions.

Section 1 is what you want to look for Section 2 are items the require less attention

With "Home Inspection Reports" they tell us what is the problems but do not give clarity on how much it will cost to remedy to issue. This site is pretty new but it helps give you a better picture as to what the real cost will be.

Everyone has a different scenario. Please check in with the calculator. One thing it does not mention is appreciation.

Appreciation is one of my favorite but unpredictable factors. 

See what people are saying about me online.

I'll needs this from you to make an offer