Here is a step-by-step guide when purchasing a new home, education on the process can make or break a client/realtor relationship which is why we take pride on educating the client throughout the entire home buying process.

Attached are our preferred lenders. It is important that the Pre-Approval process be your first step in the home buying process. We must know your budget in order to confidently search for your next home. A pre-approval letter is required to make an offer on ALL/ANY homes in this market.

Allow us to guide you through this process. We are here to assist and educate you on what can make or break an offer getting accepted. Working with lenders that are well known in the industry could set your offer apart from your competition. 

In addition, the new California Residential Purchase Contracts calls for us to specify where you are at in the loan process. Failure to have adequate loan approval could make or break your offer being accepted in the competitive market we are in today

Here is the sample contract paperwork we will need to fill out when making offers in California. Please review and let me know if you have any questions or if anything is unclear. When we find the home of your dreams, we will need to move quick!

What do buyers pay in escrow fees through closing cost? This is a must know when buying a home. Every county is different, things to know.

****Old Republic Home Protection**** 

What Is a Home Warranty?

A home warranty is a service contract that can help cover the cost of repairing or replacing home systems, such as your HVAC, electrical, or plumbing systems, as well as appliances. The coverages provided vary among home warranty providers and the plans they offer.

Home warranties are not a type of insurance but rather considered service contracts. With home warranties, you’ll need to file a claim if you’re having an issue with appliances and/or home systems covered in your home warranty contract. 

I do pay for my clients first year home warranty as a closing gift; 

ULTIMATE Plan $530. (Any extra add ons will need to be covered by the buyer)

Building Wealth through Equity Is one of the primary reasons to buy vs renting in this HOT market. Perfect example, one of my clients purchased a townhome in August of 2020 at a rate of $300,000. That exact property is now worth $415,000 and moving up quickly. Don’t hold off, the market is projected keep going up over the next 5 years.

If you are looking to buy a home in a new neighborhood, make sure you research the nearby schools.

Get to know Kassi DeCarlo Realtor® DRE#02138310 5 Star Zillow Premier Agent Bay Area Native When you work with Kassi DeCarlo, you are working with one of the hardest workers in the business. Consistently striving to succeed, Kassi can bring a consultative and data-driven approach to the home buying and selling process. She is very family oriented and tends to build a very close relationship with her clients as if they are her own family. Keeping her client's best interest at heart.