Sandy's Contact Information
Broker Associate Top Producer: 2016- 2019 Associations & Memberships California Association of Realtors National Association of Realtors Santa Clara County Association of Realtors Silicon Valley Association of Realtors Referral Exchange Network Proxio- International Real Estate Network Zillow 5 Star Agent
More About Sandy-Video
Joe's Contact Information
Senior Sales Associate Top Producer 2016- 2019 Associations & Memberships California Association of Realtors National Association of Realtors Silicon Valley Association of Realtors Referral Exchange Network Proxio- International Real Estate Network Zillow 5 Star Agent
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Sandy and Joe Our Team
Testimonials
5 Star Zillow Agent 5 Star's on Yelp 5 Star Realtor.com
About Sandy and Joe, Buyer Presentation
Click the presentation link to see some key information about Sandy, Joe and Compass.
Get Comfortable with the Residential Purchase Contract
When it comes to writing an offer, you'll need to make some big decisions. Obviously, the purchase price is a major one; but you'll also have to think about other terms such as inspections, and length of time necessary to work through contingencies. We'll help you guide you when it comes to writing up a contract; here's a sample CAR (California Association of Realtors) Purchase Agreement.
Contingent Free Advisory
Non Contingent Offer, what you should know.
The ABC's of Real Estate
Typical words used in a Real Estate Transaction.
Making an Offer
What we will need from you when submitting an offer.
Tips on How to Make Your Offer Standout
There are a few things that Buyers can do to differentiate themselves from the crowd. One of the most common things done is to include a video, and also a cover letter with their offer. Here is an example of video. When the situation is appropriate, I suggest that buyers include something like this. We have lots of other advice and some secret tips on how to make your offer standout & we will share that information with you as we move through the buying process together.
California Customary Practices Guide
Who pays what? County by County break down of City and County Transfer Tax.
The Buying Process
From finding a home to moving in. We walk you through all of the steps of the process.
Learn About Property Taxes
If you're not already familiar with how the fiscal year works in terms of property taxes, here's a handy chart. Some lenders may require that the borrower/buyer set up "impound accounts" at the close of escrow, which means that a monthly amount is added to your mortgage payment to cover your yearly property tax bill. Some buyers like this arrangement because it breaks up the tax payments into monthly amounts and the lender sends the funds to the assessor; but if you choose to decline impound accounts, then your tax bill is mailed you directly, and it's due twice a year. Don't be late, because there are stiff penalties for delinquent payments.
Tax Year
Property Tax Year Explained.
Pre-Approval Checklist
List of items that most lender require
Life of an Escrow
From the moment your offer is accepted until you receive title. The life of the escrow in a chart.
Figure Out How You'll "Hold Title"
Single? Married? Sole ownership? Joint tenants? Community property? Right of Survivorship? Your type of ownership taken, also known as 'vesting of title' will dictate how you sign your closing papers and record the transaction. Here's a great informational brochure explaining the common ways to hold title in California.
