As founder of Stellar Living, I have worked tirelessly to establish the highest standards for my clients. Stellar Living has become one of Texas most trusted and top-producing team, counting among their clients numerous community leaders. We successfully worked with investors, first-time homebuyers, developers interested in the city's most coveted properties - with a particular focus on Houston and Austin (and surrounding areas).A high-touch team known for their extensive market knowledge and unmatched devotion to clients. The team's success is based almost exclusively on positive referrals, which within 4-years of being in the industry is unprecedented. The team leader, Estelle earned the respect of her clients by working tirelessly on their behalf and by always offering them candid advice. As a proud MBA holder, and Marketing expert, and soon to be broker, the team utilizes the latest technologies and is supported by a full time administrator, who shares the team's attention to detail and passion for perfection.

With over 5 years of industry experience ranging from New Construction to Resale, Colin Patz provides administrative and transaction support for both Estelle and her clients. Colin assists Estelle with identifying top home choices, scheduling, paperwork needed for the transaction and is available as a resource for anything our clients may need.

The Pre-Approval process is one of the most important steps in the home buying process. This is an initial screening with a lender to determine what home value you will be approved to purchase. Not only is this crucial for helping us determine what range of options to identify for you but a pre-approval letter is also required when we submit an offer on a home. We are here to provide recommendations on top lenders to get this process started.

Once we have the pre-approval letter in hand its time to get started on top housing choices! This process usually takes between 3-5 days to narrow down your top choices for us to get out and tour. Typically we recommend having a starting list of 3-5 options that you would like to view. In today's competitive market its important to have more than one home you are interested in moving forward with.

Once we have your top choices determined we will work with you to set up showings. Our team, upon scheduling will also confirm home availability to ensure, as best to our ability that there are not any existing offers on the table. It is in this process that we will narrow down which options you would like to make an offer on.

What is New Construction vs. resale? New Construction options are homes that are just built and never lived in or are in the process of being built. New construction options are wonderful in that you, the buyer are getting a brand new home which typically comes with a 5 year builder warranty. Many New Construction builders often time can assist with closing costs as a lot of builders offer incentives. However, some buyers do not want to go through the process of building from the start and prefer to go with a already developed home which is called "Resale".

Once we have identified the home(s) that you would like to make an offer on and once our offer is accepted we will be required to provide earnest money and option funds. Once our offer is accepted we will enter into what is called the "option period" where we will have a determined amount of days to have the inspection handled and negotiate any repairs. It is during this process that we have the ability to back out. At the time of offer acceptance we are required to provide the sellers with an option fee. This is a smaller amount of funds that the seller keeps for removing the home from active in the event we decide to back out. The earnest money is an amount that communicates to the seller you are an serious buyer and typically is 1% of the offer price. The earnest money is applied to your down payment amount at Close.

Once we have identified the home you would like to make an offer on we will work with you to determine the best price, strategy and closing timeframe.

The inspection will be completed during the option period and is crucial in determining any repairs that are needed.

Because New Construction homes are brand new they have what is called a "Blue Tape" process where you, the builder and I will walk though the home to ensure everything is up to standard before we close.

A few important do's and don'ts before Closing Day. It is important that you are careful with your financials before Closing day and the Lender will do a final check before closing day. As such it is crucial that you do not open any new lines of credit, have credit inquiries that can effect credit score or make large purchases.

By the time we arrive to closing day most items will have been done by this time.

Homestead Exemption is allowed in the State of Texas for anyone who resides in their primary residence. It essentially is a filing status that reduces the cost of your yearly taxes. It can be applied for after closing and will become effective after the 1st of the next year.

In order to begin working together, we would need to execute a signed Buyers Representation Agreement which includes an agency relationship, dual agency relationship, listing agreement, and an exclusion from MLS.