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#themacyteam Home Buying Guide
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Tim

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Thank you for reviewing our Home Buying materials. We have one commitment when working with you and that is to exceed your expectations while getting you the best possible price, terms and conditions when you buy a home. To do this, we’ve created our Buyers Advantage Program to ensure that you get the most house for the least amount of money. By enrolling in the Buyers Advantage Program, you will receive the four advantages(attached below), a variety of proprietary consumer programs and services, and instant enrollment into our Raving Fan Club. One of the advantages you get when working with us is, you'll get access to our VIP buyer video library. We find that these videos help you, the buyer, become more educated with the home-buying process. Don’t overwhelm yourselves and watch them all at once, they’re here for reference in addition to our guidance.

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Our bio video

Learn more about The Macy Team at ΓEA⅃ Broker, LLC - Your San Antonio Real Estate Team.

VIP Buyer Program - Videos

We have a home buyer tip series on YouTube with general tips for purchasing your new home in San Antonio!

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The Process

We break the home buying process into 9 general steps.

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Mortgage 101

Interested in learning more about the different types of mortgages, and their specific requirements? Check this out.

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The Macy Team Preferred Lenders

Here is a list of our preferred lenders we work closely with. These lenders have successfully helped our clients by providing guidance and advise with integrity. You’re welcome to pick ANY lender of your choice, but these are a few we recommend because of positive past experiences. Please let us know if you have any questions, ANYTIME!

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Home Buying Costs and Budgetting

Outside of your down payment, we've outlined the costs you should budget for when purchasing a home. This document outlines what you need to know before purchasing a home, at closing, and once you own your new home!

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Home Buying Timeline [Under Contract]

Once you are under contract, these are the "stages" of the home buying process. We will provide you with an e-timeline of all key dates and deadlines.

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Information About Brokerage Services

Texas law requires all license holders to provide the Information About Brokerage Services form to prospective clients.

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Buyer Representation Agreement [Sample]

In Texas, the Buyer Representation Agreement is a promulgated form. A copy is included here for your review.

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General Buyer Information

This file, provide by Texas Realtors, provides information on key terms and items in the home buying process.

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Wire Fraud Advisory

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Property Insurance

This file, provided by Texas Realtors, provides information on property insurance. If you are obtaining a loan for your new home, insurance will be required.

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1-4 Family Residential Contract [Sample]

In Texas, the Sales Contract is also a promulgated form. A copy is included here for your review. When we submit an offer for a resale home, it will be on this contract.

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Third Party Financing Addendum [Sample]

If you are getting a mortgage on the property, this addendum will help to protect your earnest money and allows time for you to get your financing fully approved.

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Seller's Disclosure [Sample]

The Seller's Disclosure is required for all* property sales in the State of Texas. This should be included with a listing on the MLS. *Foreclosures, Multi-family properties and estate sales are exempt from disclosure.

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Cash Programs

In this Competitive market we want you to have a fair advantage in multiple offer situations. We have various option programs to offer so that you can win over your dream home against your competitor

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Meet Your Support Team

Author

Thank you for taking the time to review this information. If you have any questions, don't hesitate to reach out via phone, text or email. Tim Macy tim@themacyteam.com 210-965-4000

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