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TEMPLATE r&y- Let's find you a home!
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Rubina Iqbal

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GET TO KNOW RUBINA IQBAL

Rubina Iqbal is a tech-savvy agent who values her clients’ time. A native Bay Area resident, she is proud to serve her home market. Rubina has held a variety of positions across multiple spheres, from radio to photography to child care, but there is one constant in her career: She has always been dedicated to helping others. Rubina’s mother was an agent, and she grew up in real estate. Rubina entered the industry as a landlord in 2009, and in 2019, she expanded her business by becoming an agent. Rubina knows firsthand how confusing and intimidating real estate can be. She serves her clients with respect, loyalty, and honesty. Rubina guides them every step of the way, demystifying the real estate process with clear communication and a straightforward approach. Rubina strongly believes in giving back to her community, and she donates $500 of every commission to one of the many Bay Area organizations that she has partnered with, including the Alameda County Community Food Bank and Larkin Street Youth Services. She also volunteers frequently with the Urban Peace Movement and as a Court Appointed Special Advocate. In her spare time, Rubina enjoys spending time with her family, hiking, listening to music, watching movies and TV, and reading.

GET TO KNOW YOLANDA DIAZ

Driven Professional with over 10 years’ experience in New Home Sales and Residential Resale. Yolanda Diaz has proven herself as a top producer and closer. National Association of Home Builders NAME Award Winner 2006 "Sales Rookie of the Year". I would LOVE the opportunity to earn your business! Yolanda embodies an extensive dedication to the real estate community. She possesses a passion and determination to assist her clients accomplishes their short term and long-term goals. Within the first meeting of Youlanda you will feel comfortable with her, as she will relate to your situation on a personal basis and tap into what your wants and needs are. You will experience her confidence, knowledge, and compassion.

PERSONALIZE YOUR HOME SEARCH

This is a free real estate property online search tool for you to use. It is your own private account. Real Scout is the #1 tool for searching properties, and in my opinion, exceeds Zillow, Realtor.com and all other on-line search choices you have today. Only people that are personally invited to this website are given access. You now have access to the MLS, just like realtors do. This is “LIVE” and “ACCURATE” data, straight from the MLS. Not only do you have access to the local markets, you have access to other counties in the entire California. This program is amazing and I would like to offer you access. Have fun and use it at your own discretion.

SEARCH NEW CONSTRUCTION | NEW BUILD

Why New Construction / New Build There is something to be said for the desirability of moving into a home that nobody has lived in before. Everything is perfectly clean and pristine, and every detail, from the biggest appliances to the molding along the baseboards was put there specifically for your use. While it’s not a necessity (and certainly many people love the pre-owned properties that they’ve purchased), if you’re someone who likes to keep things extra clean or is worried about scary surprises from a resale home, starting from scratch is a great way to go. Nobody knows your wants and needs better than you do and having so much control over the details that fit your home to your taste and lifestyle is quite a luxury. Buying new construction means that you get to pick out everything from the color of your siding and trim to the placement of every single light bulb and outlet. Many of the things that you get to customize are difficult – or at least very expensive – to put in after a home is constructed, such as a deep pour basement or extra windows in the living room. If you are someone who loves design or just someone with a lot of preferences about what makes a perfect space, you’ll really enjoy getting to make so many decisions about the different aspects that make your house a home. But wait – limited options are a good thing, too! Unless you are a home design pro, it’s easy to get paralyzed by the sheer amount of choices you can make when building a home. When building a custom home through a hired contractor instead of a development company, many buyers must hire architects and designers to help them sift through the wide array of options and make smart decisions. In that way, having, say, six kitchen faucets to choose from instead of six hundred, is a benefit to buying new construction, and can help ease the stress that comes from having too many options. Newer homes across the board are taking advantage of innovations in energy efficiency, and if you build new construction, chances are you will get a home that is specifically built to use less energy. There are a lot of variables in a home that can be optimized for energy efficiency, including insulation and air sealing, heating and cooling, and appliances. When you build new construction, you have more say over the strategies used to reduce your home’s carbon footprint. Your builder likely already includes some of those options, like energy efficient windows, which can prevent the 25%-30% heat gain and loss attributed to less efficient windows. Ask about other energy saver options as well, like dual flush toilets, smart thermostats, and LED lighting. New homes are not necessarily impervious to needing repairs, but the chances of having to fix a leaky roof or a broken pipe are significantly lower, meaning less stress and less money spent while everything is still new. In addition, most builders include a range of warranties with their homes, which may include a short-term full structure warranty and a longer-term exterior warranty. It is a big financial benefit, and a nice relief in the years following such a major purchase.

LUXURY MARKET

Everyone has dreams and aspirations, but most of us don’t have the first idea about how to make them come true. Or at least we don’t think we do. For some reason we aren’t able to trust that the-voice-inside-our-head may actually know what it’s talking about.

GET PRE-APPROVED

Get started with your pre-qualified. We will forward this information to our loan officer for a 24 hour turn around of your pre-qualification.

MORTGAGE CALCULATOR

Calculate your mortgage payment. Great amortization information provided as well.

BUYER'S CORNER

Includes seasonal buyer magazine, home buyer tips, strategies and much more...

HOME BUYER TIPS & STRATEGIES

Updated buyers tips and strategies for today's market, updated daily!

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SAMPLE CONTRACT

Here is the sample contract to complete when making offers: 1) Disclosure Regarding Real Estate Agency Relationship 2) Possible Representation of More Than One Buyer or Seller - Disclosure and Consent 3) Purchase Agreement 4) Buyer Inspection Advisory 5) Market Conditions Advisory Please review these and let me know if you have any questions or if anything is unclear.

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CONTINGENCIES TO CONSIDER AND UNDERSTAND

When submitting an offer, there are (3) main contingencies to consider. Take a moment to read through - we will discuss each one so that you can make an informed decision when submitting an offer on a home.

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HOW TO HOLD TITLE

There are a few things you need to know when it comes to closing costs and holding title. Please take a moment to read through this short, informational sheet.

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ARBITRATION PROCESS

This is a quick overview of points of which you should be aware when it comes to the arbitration process if a dispute arises. There is an optional selection for Arbitration of Disputes on page 6 of the SF Purchase Agreement.

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LIQUIDATED DAMAGE

This is a quick overview of the optional Liquidated Damages Clause in the Purchase Contract. There is an optional selection for Liquidated Damages on page 6 of the Purchase Agreement.

COMPLIMENTARY MOVING TRUCK

Complimentary Moving Truck

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